101 Things To Do in Palm Springs, Lifestyle

The Best 20 Mile Bike Ride In Palm Springs- A Tour Of The Windmills

The Palm Springs Desert Area is a great place to ride your street bike year round. Out near Desert Hot Springs, there are many great rides that have all the desert feel and in some cases very little traffic plus the views are fantastic and the ride is great.  Its a very gradual climb from… Continue reading The Best 20 Mile Bike Ride In Palm Springs- A Tour Of The Windmills

101 Things To Do in Palm Springs, Lifestyle

Laying By The Pool Is Not A Winter Sport- 10 Great Things To Do In Palm Springs, Ca

If you think that coming to Palm Springs for a winter vacation is only about laying out by the pool, well think again. There is so much more to do which is why this area has been a vacation get-away since the 1930's when it was discovered by the Hollywood set.  And there's so much more… Continue reading Laying By The Pool Is Not A Winter Sport- 10 Great Things To Do In Palm Springs, Ca

Buyers, Finance/Lending

How To Present A Solid Mortgage Application & What To Expect From The Process

Today we attended a Realtor's meeting in Palm Springs, CA and learned what is happening with mortgages and underwriting in today's lending environment.  In reality, the loan process is all about the underwriting and quality control departments.  Your loan must pass through certain stages and its closely scrutinized especially before funding which is the final step.… Continue reading How To Present A Solid Mortgage Application & What To Expect From The Process

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Explaining Escrow- What It’s All About and What You Need To Know

So how does one explain what an Escrow is and why we need it?  And how does it compare to closing procedures in other parts of the US?  Is it used in Palm Springs? Well its simple.  Escrow is nothing more than having a neutral third-party who has the job of intermediary in a real estate transaction. Basically an… Continue reading Explaining Escrow- What It’s All About and What You Need To Know